Personal Insurance
Sacramento Area and throughout California
Personal Insurance Coverage
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Some Personal Insurance coverages include life, home owners, renters, fire, flood, earthquake, auto, personal umbrella, watercraft, recreational and individual health.
Home Owners Insurance
The most expensive purchase you will ever make will most likely be a house. Your home consists of more than just your house. Your home includes the wedding ring in the bedroom, tools in the garage, the pool in the backyard. Most importantly it also includes your family. Homeowner's insurance is therefore essential to protect this investment against possible financial disaster caused by
damage, theft or liability.
Flood Insurance
Are you aware that Home Owners policies do not cover flood insurance ? Have you looked at the FEMA maps for identification of flood zones in and around your home ?
Types of floods - some floods develop slowly, sometimes over a few days. Flash floods happen quickly, often in minutes with heavy rains. Overland floods occur outside a defined river or waterway, sometimes when a levy or dam breaks, and can also be brought on by very heavy consist rains.
Every state is at risk of flooding. Review your FEMA maps and make sure you are covered.
Auto Insurance
It is very important to protect your estate and assets should you encounter a serious auto accident. Available coverages include - general liability, un-insured motorist, collision, medical payments, comprehensive and more...
Life Insurance
Life insurance is a unique asset which can be a valuable addition to your overall estate plan due to its potentially high yield and tax favor.
If you are married without children and both are working, then you probably need a limited amount to cover expenses associated with your untimely death. But if there are family members who depend upon your income, then life insurance will be a very important component of your financial planning needs.
Personal Umbrella
In today's "lawsuit" prone society, you don't have to be wealthy to need more protection than your existing auto policy and homeowners policies provide. This insurance provides coverage in case a large lawsuit award goes beyond the limit of one of your primary personal insurance coverages.
Business / Commercial Insurance :
Bozzuto Insurance Agency
9300 Madison Avenue, Suite 100
Orangevale, CA 95662
info@bozzutoinsurance.com
800-400-6394
Sacramento County, Placer County, El Dorado County, Yuba County, Solano County, more...
Sacramento, Roseville, Placerville, Yuba City, Davis, Vacaville, Fairfield, Napa, more...
